Info from Newton Needham Chamber of Commerce

Some useful loan and health insurance information in an email today from the Newton Needham Chamber of Commerce, for those needing either –

NNCC

 

Latest Covid-19 business updates, what Joe Kennedy said yesterday and what’s on deck next week

 

Good morning,

 

This is likely going to a big, stressful day for so many businesses, nonprofits and bankers across this country.

 

That’s because it’s the first day businesses, nonprofits and sole proprietors can submit applications for the new federal $350 billion Paycheck Protection Program (PPP) and I don’t think there’s any way to sugarcoat this: This is not only hugely important. It’s also likely to be frustrating for anyone scrambling to complete an application.

 

Frustration will be felt at the banks and other financial institutions that are administering these loans too. Lenders large and small were still scrambling to get up to speed on the program yesterday, while the phones have been ringing off the hook from anxious applicants.

 

My advice: Be patient and kind to your banker today. They’ve been handed a very incomplete and still developing process.

 

PPP loans, unlike the SBA disaster loans folks were applying for last week, are processed through SBA lenders and are 100 percent guaranteed by SBA with forgivable features, meaning employers don’t have to pay back them back, under certain conditions.

 

I’ve been fielding a bushel of questions about PPP eligibility this week while also trying to unravel conflicting messages about whether or not businesses can apply for more than one SBA loan.

 

Finally, the folks at Massachusetts Office of Economic Development were able to get this for us from the SBA:

 

“Whether you’ve already received an EIDL unrelated to COVID-19 or you receive a COVID19 related EIDL and/or Emergency Grant between January 31, 2020 and June 30, 2020, you may also apply for a PPP loan. If you ultimately receive a PPP loan or refinance an EIDL into a PPP loan, any advance amount received under the Emergency Economic Injury Grant Program would be subtracted from the amount forgiven in the PPP. However, you cannot use your EIDL for the same purpose as your PPP loan. For example, if you use your EIDL to cover payroll for certain workers in April, you cannot use PPP for payroll for those same workers in April, although you could use it for payroll in March or for different workers in April.”

 

Go here to learn more about all the SBA loan and debt relief options.

 

Need help, finding a banker? Here’s a list of the chamber’s member banks.

 

And really, be nice to your banker today.

 

Good Shepherd needs protective gear

 

For more than 40 years, Newton’s Good Shepherd Community Care has been one of Greater Boston’s most trusted health care organizations focusing on hospice and palliative care. While some hospices are refusing to admit symptomatic patients without a negative COVID test, Good Shepherd is not discriminating based on a COVID-related diagnosis.

 

But they need help. Specifically, they need gloves, gowns, goggles (any kind), N95 masks, surgical masks, sewn masks, elastic for masks, hand sanitizer, surface wipes, lab coats, face shields, shoe covers and medical caps of all types.

 

Donations of any of the above can be mailed or delivered curbside to Good Shepherd Community Care, 90 Wells Avenue, Newton, MA 02459 on Mon-Fri from 9 a.m.- 5 p.m. (Note this is the nonprofit’s administrative office, there are no patients on-site. For more information, email Info@GSCommunityCare.org or call (617) 969-6130

 

Need health insurance?

 

Massachusetts Health Connector announced that uninsured residents can apply and get into coverage through April 25, 2020. Residents who need health insurance can call (877) MA-ENROLL ((877) 623-6765) to gain access to the enrollment period, or go to https://www.mahealthconnector.org/to complete an application. You do not need a waiver from the Office of Patient Protection to enroll in coverage at this time.

 

Businesses interested in Health Connector medical and dental options for their employees should look here.

 

Meanwhile, the Department of Unemployment continuing its series of Virtual Town Halls, details are here.

 

IRS provides new guidance on family leave and tax credits

 

The Internal Revenue Service (IRS) released new guidance on tax credits authorized in the “phase two” COVID-19 bill to help small businesses offset the cost of new paid leave requirements. Click here to learn more about how to implement these policies.

 

Did you hear what Joe Kennedy said yesterday?

 

Finally, I had the privilege to be able to talk with Congressman Joe Kennedy III yesterday about PPP and other elements of the CARES act, the overall Covid-19 pandemic, as well as his hopes for our nation one we emerge from this crisis. You can view our conversation here.

 

 

 

Take good care,

Greg Reibman

President, Newton-Needham Regional Chamber

617-244-1688

 

P.S. If you know someone who would like to receive these daily updates, tell them they can subscribe here.

 

THIS MORNING AT 9 AM

 

Real Estate Series Webinar

Yikes! Now What?

What’s happening and what might happen in commercial real estate.

 

Fri. April 3, 9 a.m. to 10:15 a.m.

Join commercial real estate executives as they discuss the current state of the inner-suburban commercial real estate market and how it’s being impacted by Covid-19. Panelists will discuss the short-term challenges tenants and property owners face, as well as the impacts on the overall industry. And we will discuss how business demands for commercial space may change post-virus and the implications for the industry.

 

Panelist include:

Jeremy A. Freid, Senior Partner, 128 CRE

Jonathan Hueber, Managing Principal, Crosspoint Associates, Inc

Darryl Settles, President, Catalyst Ventures Dev

Charlotte Maynard, Owner, Creative Development Group

 

 

We’re currently at capacity for this zoom webinar but you can still watch live by going to  www.facebook.com/NNRegionalChamber/live.

 

 

MONDAY MORNING

 

Professional Development Series

Webinar: Engaging Teams Remotely

with Lisa Hills

 

Monday April 6, 11 a.m. to noon

Free, members $25, nonmembers

Our work world as we know it has dramatically changed. In addition to our overflowing in-boxes, we now have to balance babies on our laps, kids that need to be fed, sub-optimal office set-ups, dogs barking during Zoom meetings, and constant interruptions and distractions. How do we engage our co-workers during these challenging times? How can we continue to keep our teams on-track in the midst of overwhelming uncertainty? Learn helpful strategies/tips/tools to engage your team and enable people to be productive and effective despite this disruption.

 

A workplace expert and career strategist, Lisa Hills (www.hillsassociates.com) is a management consultant with over two decades of experience across sectors focusing on organizational strategy and talent development. Lisa is committed to helping clients tackle workplace issues, guiding them as they navigate everyday challenges and providing them with the requisite tools and practical solutions for success. Recently, Lisa has joined forces with colleagues to launch WorkingWonders, dedicated to high-impact, high-energy workplace solutions.

 

Register Online

 

 

 

COVID-19 – What employers need to know now

 

Tuesday April 7, 11 a.m. to noon

Online webinar

Free, members $25, nonmembers

Saleha Walsh, VP at Insource Services, and Elizabeth Adler, Partner at Beacon Law Group, will share the key employment elements of the evolving Covid-19 landscape. This session will focus on new sick and paid family leave benefits and considerations and tips in considering employee furloughs and lay offs.

 

Register Online

 

 

 

Resources

·     The Small Business Owner’s Guide to the CARES Act

·     SBA Disaster Loan Program

·     Unemployment information

·     Mass.gov covid-19 resources & guidance for businesses

·     Chamber homepage

Support Local

·     How to help local food pantries

·     Take the #TakeoutChallenge

·     Find a chamber member business or nonprofit though our member directory

 

Click to find a local restaurant and take the #TakeoutChallenge

 

GET IN TOUCH

 

Newton-Needham Regional Chamber

281 Needham Street, Newton, MA 02464

617-244-5300 | info@nnchamber.com | www.nnchamber.com

 

Greg Reibman, President

Lise Elcock, Membership Director

Katherine Herer, Operations Director

Tiffany Chen, Member Services Manager

 

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Phone in office hours today until 10 AM

I am doing my first Friday of the month Select Board office hours this morning by phone calls to 508-359-9190.

office hours sign

Up to 6 yesterday

Email yesterday at 10 PM –

COVID-19

As of 9pm today, we have 6 positive cases total.

Kristine Trierweiler

Town Administrator
Town of Medfield

CARES ACT & your credit

cfpb
FOR IMMEDIATE RELEASE:
April 1, 2020

MEDIA CONTACT:
Office of Communications
Tel: (202) 435-7170

CFPB ISSUES CREDIT REPORTING GUIDANCE DURING COVID-19 PANDEMIC

WASHINGTON, D.C. — The Consumer Financial Protection Bureau (Bureau) today released a policy statement outlining the responsibility of credit reporting companies and furnishers during the COVID-19 pandemic.  In response to the pandemic, many lenders are being flexible when it comes to consumers’ making payments.  The Bureau’s statement underscores that consumers benefit if lenders report accurate information about these arrangements to credit bureaus so that the credit reports of consumers are accurate.

“During this time of uncertainty, we are providing clarity to ensure the consumer reporting industry can continue to function,” said Director Kraninger.  “Consumers rely on their credit report to purchase a new car, their new home, or to finance their college education.  An effective consumer reporting system is critical in promoting fair and efficient access to credit in the consumer financial services market.”

As lenders continue to offer struggling borrowers payment accommodations, Congress last week passed the CARES Act.  The Act requires lenders to report to credit bureaus that consumers are current on their loans if consumers have sought relief from their lenders due to the pandemic.  The Bureau’s statement informs lenders they must comply with the CARES Act.  The Bureau’s statement also encourages lenders to continue to voluntarily provide payment relief to consumers and to report accurate information to credit bureaus relating to this relief.  The continuation of reporting such accurate payment information produces substantial benefits for consumers, users of consumer reports, and the economy as a whole.

In addition, in response to staffing and resources constraints on lenders and credit bureaus due to the pandemic, the Bureau’s statement also provides flexibility for lenders and credit bureaus in the time they take to investigate disputes.   The Bureau specifically states that it does not intend to cite in an examination or bring an enforcement action against firms who exceed the deadlines to investigate such disputes as long as they make good faith efforts during the pandemic to do so as quickly as possible.

Earlier this month, the Bureau provided consumers with resources to protect their credit.  The Bureau’s blog outlines the steps consumers should take if they cannot make a payment, how to dispute inaccurate information on their credit report, and how to obtain a free copy of their credit report.  The blog can be found here.

Statement on Supervisory and Enforcement Practices Regarding the Fair Credit Reporting Act and Regulation V in Light of the CARES Act.

###

The Consumer Financial Protection Bureau is a 21st century agency that helps consumer finance markets work by regularly identifying and addressing outdated, unnecessary, or unduly burdensome regulations, by making rules more effective, by consistently enforcing federal consumer financial law, and by empowering consumers to take more control over their economic lives.  For more information, visit consumerfinance.gov.

Rosebay withdrawn

NB – The Rosebay development that had been pending before the Zoning Board of Appeals had issues raised with respect to the legal sufficiency of the Medfield Housing Authority’s RFP that selected Newgate as its developer, that were being addressed.  In the mean time, the Select Board (Mr. Murby and Mr. Marcucci, with me recused due to being a neighbor) has had recent discussions about offering the Hinkley land off Ice House Road next to The Center, to the Medfield Housing Authority to see if the Rosebay development could be better built at that site.

(508) 906-3027 (508) 359- 6182 Fax TOWN OF MEDFIELD Office of the Board of Appeals on Zoning TOWN HOUSE, 459 MAIN STREET MEDFIELD, MASSACHUSETTS 02052-2009 NOTICE OF DECISION "The Rosebay at Medfield" from Rosebay at Medfield Limited Partnership (applicant), 30 Pound Street (owned by Medfield Housing Authority); Assessors' Map 43, Lot 077; RU Zoning District with Secondary Aquifer Overlay for a Comprehensive Permit under MGL Chapter 40B, Sections 20 through 23 as amended, to allow construction of a multi-family residential development that will consist of 45 age-restricted affordable rental units with appurtenant driveways, parking areas, landscaping, utility systems, and stormwater management system. (Continued from 8115119, 09112119, 10110119, 11120119, 12112119, 1122120, 2127120, 3112120, 411120.) APPLICANT: Rosebay at Medfield Limited Partnership DECISION DATE: April 1, 2020 DATE OF FILING DECISION: April 2, 2020 DECISION NUMBER: 1382 At a public meeting held on April 1, 2020 the Town of Medfield Zoning Board of Appeals, acting in the above referenced matter, voted to accept the Applicant's withdrawal request dated 03/12/20. Copies of the decision may be obtained online at www.town.medfield.net > ZBA Webpage > ZBA Decisions or by emailing sraposa@medfield.net. Sarah Raposa Town Planner (508) 906-3027 sraposa@medfield.net .J ( ''i TOWN OF MEDFIELD Office of the BOARD OF APPEALS TOWN HOUSE, 459 MAIN STREET MEDFIELD, MASSACHUSETTS 02052-2009 L(M8) 906-3027 6b ~~~-.- r r-- c.:.~20200401-ZBA-Decision #1382- Rosebay- Withdrawal_Page_220200401-ZBA-Decision #1382- Rosebay- Withdrawal_Page_3

Lanterns tonight at 7 PM

Great idea from the Medfield High School Student Council –

lanterns

From StuCo

 

Hi everyone! We are trying to organize a community wide event to show our support for all doctors, nurses, and medical professionals working to help and heal during this difficult time.

 

TONIGHT, at 7 PM, “Unite with Light” by placing a battery-powered lantern, luminary, flashlight, or other light outside your home or in your window as a show of support for our hometown heroes.

 

Please spread the word to friends and neighbors. Take a pic and email to (medfieldstuco@gmail.com) or tweet at (@medstuco) StuCo and we will share them out. Thanks for all your support!

 

Love, MHS StuCo

Kathryn O’Leary Shilale

Mike Standley 1928-2020

Mike Standley died last month.  What appears below his photo is the nomination of both Mike and Caroline Standley for the 2015 Medfield Foundation Volunteer Awards’ Lifetime Achievement Award written by Richard DeSorgher.  And indeed, the Stanley’s were awarded that 2015 Medfield Foundation Lifetime Achievement Award.

I first met Mike when our service on the Zoning Board of Appeals overlapped, later we worked together on the Friends of the Dwight-Derby House, Inc., and he eventually recruited me as part of a crew he had assembled, to build a section of the Bay Circuit Trail behind the Wheelock School.  Mike had strong opinions about open space, all things historical, and what he regarded as proper design.  From the trail building I also recall that he had loppers with the longest handles I ever saw – for all the more leverage – and it seemed appropriate that Mike would have the ultimate tool. I believe I am correct that it was because of Mike’s aesthetic preference that no canopy was ever permitted to be built over any gas pumps in Medfield.

Mike’s obituary can be found here – https://robertsmitchellcaruso.com/book-of-memories/4134888/Standley-Burgess/index.php

The following was from Richard DeSorgher’s submission of his 2015 nomination – “I am nominating the Standleys as a couple, not as an individual, for throughout their long marriage, they have been one unit; where you saw one, you saw the other. As a life-long resident of Medfield, I know of no other couple, who together, have done so much for the town of Medfield, and they do so without fanfare or publicity. In each of the 13 different town boards and commissions they have served on (not to mention the many private and non-profit boards), they have contributed in extraordinary ways that have impacted the town. They did not just serve on these boards and committees, they led them.
They are a class-act in every sense of the word. Medfield would not be Medfield today without the Standleys.”

Mike Standley

Carolina Standley grew up in Kentucky and Burgess in Beverly Farms, Massachusetts. Burgess served his country in the U.S. Army during the Korean War. He was in the same troop as Medfield’s former police chief, Bill Mann. From Bill Mann he heard about a beautiful place called Medfield, Massachusetts. After their marriage Caroline and Burgess moved to a rented house on Remsen Avenue. In 1954 Burgess and Caroline Standley moved from their rented 10 Remsen Avenue house into the caretaker’s cottage, which they purchased from the breakup of the former McElwain estate on 75 Elm Street. The barn on the grounds of Holiday Farm had been moved to the rear of the caretaker’s cottage and was part of the Standley’s 40-acre property, called 75 Elm Street. Here the Standleys settled, raised a family and became two of the most respected citizens in town.

Clearly no one fits Thomas Jefferson’s description of the “active citizen” more than Caroline and Burgess, known by almost everyone as Mike. For 61 years, the Standleys have given their heart and soul to the town of Medfield. Between the two of them, they have served on the Library Board, Planning Board, Historical Commission, Historical Society, Historic District Commission, Master Plan Implementation Committee, Medfield State Hospital Reuse Committee, Medfield State Hospital Preservation Committee, Town Hall Renovation Committee, Conservation Commission, Open Space Planning Committee, Long Range Planning Committee, Committee to Evaluate Senior Tax Work Off Program, and Zoning Board of Appeals. They have been the driving force, and I mean the driving force, behind every, and I mean every, piece of open space purchased by the town. Of special impact were their efforts for the town obtaining all the Noon Hill property, which is an invaluable treasure of over 400 acres of conservation land, forest and trails now under town and Trustee control. Their efforts in saving the Charles River flood plain and having it turned over to the Army Core of Engineers has also turned out to be an invaluable treasure for the town of Medfield and an ecological bonus and flood protection for the City of Boston and all the towns down river from Medfield. The Army Core purchase included all the lands along the Charles River that pass through Medfield.

They have been vocal participants at every town meeting since 1954, and have been in the forefront in trying to save Medfield’s historical character, including the purchase of the Dwight-Derby House. Mike was the first chairman of the Dwight-Derby Committee, Inc., both were instrumental in having the town save our oldest house and what we believe to be the 20th oldest house in the United States. They have been a leading force behind charities more numerous to list and active participants with the Trustees of Reservation.

As active members of the Medfield Historical Society, they have opened up their home for socials, fundraisers, programs and on a special occasion to host the donors of the Richard C. Derby donations. Richard C. Derby was killed in the Battle of Antietam during the Civil War and, a collector finding his pistol, diary and other written material, brought it from North Carolina to Medfield and presented it as a gift to the Society. The Standleys opened their home for a spectacular “thank you dinner” for the donors and Medfield history buffs.

Five years after moving into the caretaker’s cottage and with a growing family, they secured an architect from Boston’s Royal Barry Wills Associates to enlarge and preserve the caretaker’s cottage. The result was the addition of two bookend sections on each side of 1910 caretaker’s cottage. Mike and Caroline personally hand planted 1000 trees on the property; 500 Red Pines and 500 Spruces. Today, almost 61 years later, those trees provide an ecological forest that abuts the town’s water wells. The barn has been preserved and converted into a guest house, garage and loft office space. They have placed their property in a conservation trust, so the land around our water wells will always stay in a natural state; financial loss to the Standleys but ecological gain for the residents of Medfield

Through their care and with Caroline personally mowing all of the lawn and extensive open grassland, the once rustic caretaker’s cottage has been transformed into a beautiful home on a breathtaking setting; Medfield’s own Monticello, cared for by a couple who have had a positive impact on the town in so many areas; an impact that has made our town a better place in which to live and an impact that will benefit future generations of Medfield residents.

Town’s virus update -now at 3 confirmed

T

COVID-19

Town of Medfield Alert

Two additional cases of COVID-19 have been confirmed in Medfield.

UPDATE

View all updates
March 31, 2020 08:21 AM

Today, March 31, 2020, the Medfield Board of Health announced two new positive cases of COVID-19 in Medfield. There is now a total of three positive cases in… Read on

Click here to access our dedicated COVID-19 webpage.

March 11, 2020 01:15 PM

Coronavirus Information

Click here for more information about the coronavirus (COVID-19) Read on

Office hours Friday 9-10 by phone

office hours sign

Office Hours Friday – new system

I will be available by phone from 9 – 10 AM to respond to Town of Medfield issues if people call me at 508-359-9190.

I was going to do Zoom, so we could see one another, but I do not know how to make Zoom private to just one person at a time, so I opted to do calls instead.

Any required updates will be posted on this blog https://medfield02052.wordpress.com/

Facts from MD on front line

covid-19 lecture

lecture about virus

Hear the facts from the MD deciding who gets the ventilators t large NYC hospital, that may make your dealing with the virus easier.  It is the best information I have heard to date.

https://vimeo.com/399733860